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McCarthy Finance Options

Instalment Sale

Overview

With an instalment sale, you buy the item by paying instalments over an agreed period. Once you've paid the full amount, ownership automatically passes to you. Financing periods can be structured from 12-60 months or longer dependent on your personal needs. 

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Lease

Overview

Leasing something gives you the right to use it for an agreed period, during which time you pay rentals. At the end of the term, you either return the goods, acquire ownership or extend the lease.

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Take-A-Break Payment

Take control of your annual budget. Take a break from your monthly payments and enjoy the freedom to use the money where and when you need it most.

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McCarthy Insurance and VAP Options

Auto Settlement

This is a credit life insurance product that covers you in unforeseen circumstances and will help you meet your financial credit obligations.

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Maintenance Plan

Pays the cost of all servicing, plus all wear and tear parts.

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Mechanical Breakdown

This policy covers the unforeseen breakdown of mechanical components of the vehicle and pays for parts and labour.

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Shortfall Protection

Protects you from financial loss paying the difference between your vehicle insurance company payout and what you owe the bank.

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Smart Standard / Elite

Keeps your vehicle in a showroom condition and protects your "no claim bonus".

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Veridot

Protection and recovery system that identifies your vehicle and its components by using thousands of microscopic encrypted dots.

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X-Sure Tyre Protection

You save on unplanned and expensive tyre replacement costs and only pay for the tread you have used.

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Comprehensive Insurance

Serious Insurance. Just easy.

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